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Medical Expenses Covered Under Minnesota's Workers' Compensation Laws
If you've been injured in Minnesota while on the job, you have considerable rights under state law.
November 19, 2011 /24-7PressRelease/ -- Medical Expenses Covered Under Minnesota's Workers' Compensation Laws
If you've been injured in Minnesota while on the job, you have considerable rights under state law. For example, did you know you have a right to be reimbursed for mileage to and from medical appointments? Or that your employer is responsible for repairing your glasses or even your dentures if they're damaged as a result of your injury?
Minnesota law stipulates that an employer must cover not only hospital care and surgical procedures for an injured employee, but also chiropractic and psychological treatment. Any medical treatment that is reasonable and necessary is covered.
Glasses, artificial limbs, dentures, and hearing aids must be repaired or replaced by the employer if damaged during the course of an on-the-job injury. Your employer must pay all the costs you incur as a part of treatment -- from travel costs and charges for photocopies and medical reports all the way up to attorneys' fees -- if they are directly related to your treatment.
As a "no-fault" system, employees claiming workers' compensation benefits in Minnesota do not have to prove their employer was negligent as part of a claim, nor can an employer defend against a claim for benefits by trying to show that an employee was injured through his or her own negligence.
In addition to help with medical expenses, an injured Minnesota worker can also receive weekly wage loss benefits for temporary partial disability, temporary total disability and permanent disability. In order to obtain these payments, a worker must be unable to work due to injury or impairment. If a worker is permanently and totally disabled, workers' compensation covers the cost of nursing services by a member of the disabled individual's family.
Tips For Benefit Seekers
The Minnesota Department of Labor and Industry offers tips for workers injured on the job seeking to apply for workers' compensation:
-Keep copies of all documentation you receive that relate to your claim. A copy of your "First Report of Injury" form (the form your employer is required to complete and submit to the Department of Labor and Industry within 48 hours of the incident) is particularly important to keep in your file.
-As you travel to doctor's appointments, rehabilitation, and similar activities, keep records of your mileage and any parking fees.
-Seek the help of an experienced workers' compensation lawyer. A lawyer who is knowledgeable about your rights under the law can ensure you receive the benefits you need to meet daily living expenses and medical costs while you're injured.
If you have any questions about worker's compensation benefits in Minnesota, or if you have been denied workers' compensation, contact an experienced workers' compensation attorney right away.
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